Personal cash-flow
See your balance before it happens.
Fylo predicts your balance and catches overdrafts before they happen.
Connects to your bank read-only through Plaid. We never see your password. Disconnect anytime.
Read-only
We can see your transactions. We can't move a cent.
Open source
Every line of code is public. Audit it yourself.
View on GitHub →Self-hostable
Run Fylo on your own server with Docker if you'd rather.
No ads, ever
We don't sell your data. That's not our business.
We never see your bank password.
Turn it on to catch bills. Off by default.
Your data leaves when you do.
How it works
- 01
Connect
Link your accounts through Plaid, read-only. No passwords stored, nothing to write.
- 02
Project
Fylo projects your next 30 to 90 days from your recurring income and bills.
- 03
See danger days
Spot the days your balance dips below zero before they hit, not after.
What Fylo can and can't touch
What Fylo can see
- Transaction descriptions & amounts
- Account balances
- Recurring income & bills
- Bill emails — only if you enable Gmail
What Fylo can never do
- Move or withdraw money
- See or store your bank password
- Change anything in your accounts
- Touch Gmail unless you switch it on
Fylo is new. We're not a bank and we're not yet third-party audited — so here's exactly what we can and can't touch, in plain terms.
Don't trust us. Read the code.
Fylo's full source code is public on GitHub — the app, the forecast engine, the bank-sync pipeline, all of it. See exactly what Fylo does with your data, and if you'd rather not use our servers, run the whole thing yourself.
- Use the hosted app
- Self-host with Docker
- MIT licensed
- Read every line on GitHub →
How we make money
Fylo is funded by the people who use it — not advertisers. We don't sell your financial data, and we never will.
I built Fylo because I got tired of finding out about an overdraft after it already happened.
Know your balance before the month does.
Read-only through Plaid · Open source · Disconnect anytime